Financial Tips
We believe the key to financial freedom is staying informed and continually educating yourself on your financial investments, decisions, and life.
Below you will find some educational information and resources that we have compiled to help you on your road to financial freedom.
Checking Your Financial Pulse
🏦 Wisdom Wednesday with Viva Financial 🏦 Have you ever given much thought as to what the consequences could be if you did not go to the doctor for ten years? We all know that an annual check-up with a physician is important in maintaining proper health and physical...
5 Signs You Need Money Counseling, Not Marriage Counseling
🏦 Wisdom Wednesday with Viva Financial 🏦 Many couples blame their marriage problems on disagreements and an inability to see eye to eye. Marriage counseling is a great option for couples who need to learn how to better communicate, but it might not solve the problem...
What Do You Think it Really Means “To Be Rich?”
🏦 Wisdom Wednesday with Viva Financial 🏦 If we set unrealistic expectations for ourselves, we never reach true wealth What does it mean to be rich? Some people live by the balance sheet, some die by it. Others don’t even know what a balance sheet is. How do you...
Staying on Top of Your 401(k) Can Pay Dividends
🏦 Wisdom Wednesday with Viva Financial 🏦 Staying on Top of Your 401(k) Can Pay Dividends Lots of investors never bother to check on their 401(k) regularly. But you should keep a constant eye on your funds’ risk level, whether your asset allocation is out of whack and...
Strategies for Balancing Family and Financial Security
🏦 Wisdom Wednesday with Viva Financial 🏦 Make sure that you're working to live—not living to work. See the simple strategies that you can employ to achieve work-life balance without sacrificing financial security. Strategies for Balancing Family and Financial...
10 Projects to Help You Live in Your Home Forever
🏦 Wisdom Wednesday with Viva Financial 🏦 In response to demands from baby boomers, aging-in-place improvements that help seniors stay safely in their homes are more stylish and functional than before. We've pinpointed five areas where improvements could help you stay...
Baby bust: 4 charts show how expensive it is to have kids in the US today
🏦 Wisdom Wednesday with Viva Financial 🏦 Today, roughly one in five women in the U.S. doesn’t have children. Thanks in part to this decline in birthrate, for the first time in U.S. history, there may soon be more elderly people than children. Based on trends in...
Plan Your Finances as You Would Your Exercise
🏦 Wisdom Wednesday with Viva Financial 🏦 Asking questions and planning will give you both peace of mind Waking up early in the dark mornings of winter to exercise comes hard. Once your workout ends, though, you often begin the day with the payoff of a tremendous...
Avoid the Two-Income Trap
🏦 Wisdom Wednesday with Viva Financial 🏦 Asking questions and planning will give you both peace of mind Combining love, lives and laundry is one thing. Combining your money is another. Newly married couples who both work do well to think about what to do with two...
Five Things That Actually Get Better With Age
🏦 Wisdom Wednesday with Viva Financial 🏦 Planning financially for retirement can help make aging more comfortable Five things that economists know, but sound wrong to most other peopleEconomists have shaped the modern world in many ways. Governments make policy...
Past Debt Ceiling Fights & Market Performance
🏦 Wisdom Wednesday with Viva Financial 🏦 The Treasury announced that the U.S. hit its debt ceiling on January 19th Past Debt Ceiling Fights & Market PerformanceThe latest mess out of Washington is the fight to increase the federal debt ceiling. If this isn’t...
Tax-Advantaged 529 Accounts:
🏦 Wisdom Wednesday with Viva Financial 🏦 What families need to consider Many families look for every opportunity to make the most of their children’s college savings. Under Section 529 of the Internal Revenue Code (IRC), paying for college and getting tax breaks...