Financial Tips
We believe the key to financial freedom is staying informed and continually educating yourself on your financial investments, decisions, and life.
Below you will find some educational information and resources that we have compiled to help you on your road to financial freedom.
Historical Markets in Presidential Election Years
The performance of the stock market during presidential election years has long been a subject of interest for investors. Historically, there have been notable differences in stock market returns between election years and non-election years, and various factors contribute to these variations. With the S&P 500 and NASDAQ hitting multiple record highs so far in 2024 – and a presidential election looming at the end of the year – now is an opportune moment to examine these trends and offer guidance on what investors should and should not do.
Global Market Commentary: Second Quarter 2024
Global Market Commentary: Second Quarter 2024 Global equity markets had a very mixed second quarter, as the mega-caps and smaller-caps struggled while the larger-caps and tech names performed very well. Despite the mixed results in the second quarter, by many...
The Importance of a Mid-Year Financial Review
The Importance of a Mid-Year Financial Review It is not just a routine task, but a strategic necessity to align with your goals As we reach the halfway mark of the year, it's a prime opportunity to assess your financial planning goals and review your investment...
Inflation & the Rising Costs of Summer Vacations
Inflation & the Rising Costs of Summer Vacations A staycation can create lasting memories without the financial strain As summer approaches, many families start dreaming of sandy beaches, scenic road trips, and exciting adventures in far-off places. However, the...
U.S. Stocks May No Longer Outperform Europe
U.S. Stocks May No Longer Outperform Europe Economic conditions suggest a more balanced global market landscape For years, U.S. stocks have consistently outperformed their European counterparts, driven by robust economic policies, favorable currency effects, and the...
Southern Europe: How Long Can These PIGS Fly?
Southern Europe: How Long Can The PIGS Fly? The impressive economic recovery in Portugal, Italy, Greece and Spain After years of economic underperformance relative to the United States, the eurozone is experiencing a notable resurgence. Interestingly, the industrial...
Five Easy Steps to Building Your Emergency Fund
Five Easy Steps to Building Your Emergency Fund Adopt a disciplined approach to avoid costly decisions and ensure stability In today's unpredictable world, having an emergency fund is not just a financial recommendation – it's a necessity. The reality of unexpected...
Warren Buffett on the Importance of Holding Cash
Warren Buffett on the Importance of Holding Cash An unwavering belief in the timeless wisdom of “waiting for the right pitch” At the recent Berkshire Hathaway annual meeting held in Omaha, Nebraska on May 4th, 2024, Warren Buffett once again emphasized his steadfast...
Younger Workers Stashing More For Retirement
🏦 Wisdom Wednesday with Viva Financial 🏦 The importance of retirement savings has been gaining traction among younger workers, with Generation Z and Millennials taking a proactive approach to secure their financial futures. According to new research from Vanguard,...
How to Save for Retirement
🏦 Wisdom Wednesday with Viva Financial 🏦 Let’s make sure you’re prepared for retirement. Check out this video to see if you’re on the right track. As always, if you have any questions or would like to schedule your complimentary consultation,please reach out to...
Investor Expectation & Market Realities
🏦 Wisdom Wednesday with Viva Financial 🏦 Tech and AI are capturing all the hype, but look to fundamental indicators. In recent times, investor expectations have shown a concerning trend of becoming detached from the realities of the market. The focus on technology...
Buying a house is not always the best investment
🏦 Wisdom Wednesday with Viva Financial 🏦 Despite relatively low mortgage rates and dreams of bidding wars, multiple offers and all-cash closings above asking-price, would-be-home-purchasers should be cautious about putting too much money into real estate. While some...